Dental care covered by health insurance in 2018? – ZorgWijzer.nl

If dental care is completely housed it in the basic health insurance that the government 1.2 billion cost. At present, dental expenses only reimbursed under the health insurance for children under 18 years.

Above that age insured must themselves pay the bill or take out additional dental insurance.

CPB

In principle, increase spending by 1.9 billion euros for the Health Insurance (Health Insurance Act), but the dentist reimbursement from the basic package must first be paid on the excess. Calculated its own edition of 700 million euros for all insured persons. The total additional costs thus amount to 1.2 billion euros. That the Central Planning Bureau (CPB) calculated for the year 2018 at the request of the Ministry of Health, Welfare and Sport (VWS).

When the dental expenses are moved to the basic package, the premiums may additional dental insurance down.

Basic Coverage

for minors are currently the costs for both periodic inspections, nerve treatments and pulling teeth standard covered by health insurance. This applies not always bridges, crowns and implants.

For adults can only be claimed on a base fee to care for oral and dental diseases.

Deductible

the CPB expects insured without a supplementary dental insurance and deductibles have used up already, more will go to the dentist. Not illogical, since it then from 2018 for most treatments do not have to pay out of pocket costs.

On the other hand go policyholders with additional coverage for dental care and not consume excess slower to the dentist.

the CPB expects the inclusion of dental costs in the basic package for everyone will cause a temporary backlog demand for dental care. However, the costs of these events are not calculated.

In recent years, the deductible increased every year and that is expected for 2017 and 2018.

Corporate

the association of Dutch dentists (ANT) now finds that especially many older people no longer go to the dentist because they can not be paid to the treatment and / or supplementary insurance.

the ANT advocates therefore, that oral health care for the elderly should also be collectively paid from the basic health insurance, as is now the case for young people.